Steven A. Boorstein, PharmD, CFP®

What if you claimed Social Security and then realized you would ratherstop benefits and get more later? Can you change your mind?

According to a recent study, retirees will collectively lose $3.4 trillionin potential income that they could spend during their retirementbecause they claimed Social Security at a sub-optimal time.

You might assume it’s safer to keep your personal details—especially your Social Security number—off the internet. Actually, setting up a my Social Security account is an important step toward protecting

Due to legislative changes, fewer people can take advantage of spousal Social Security  strategies. But if you qualify, they can be a major benefit.

Plan Ahead! These days, most people use digital assets without even thinking about it – to keep in touch (think Facebook), to pay bills, manage subscriptions, store photos, and more. 

Could working longer help or hurt future benefits? And, how does part-time work during retirement affect benefits?

If your employer health plan is an Health Savings Account (HSA) paired with a High Deductible Health Plan (HDHP)… you may have a problem when you turn 65.

If you have ever worked for the federal government, it’s important to understand how Social Security could interact with FERS and CSRS federal retirement plans…

In today’s world, lack of company pensions, uncertain market returns and longer lifespans all make maximizing Social Security a critical part of retirement planning.  

“Wondering how to help maximize your Social Security Benefits? Here are three options almost anyone can do…”  

A key benefit of Social Security for couples is survivor benefits. Not only is it important for young families, but also for many retirees. Proper planning for couples early on